Terms

Terms of service

Effective: [EFFECTIVE_DATE]

Draft — review with legal counsel before launch. This document uses placeholder values (in brackets) and standard template language. Replace all placeholders and have counsel review before relying on it.

Acceptance

These terms form an agreement between you and [COMPANY] (“Visera,” “we,” or “us”). By creating an account or using the service, you agree to them. If you are accepting on behalf of an organization, you confirm you have the authority to bind that organization.

If you do not agree to these terms, do not use Visera.

Accounts

You are responsible for the accuracy of the information you provide and for everything that happens under your account. Keep your credentials confidential and notify us promptly if you suspect unauthorized access. You must be at least the age of majority in your jurisdiction to use the service.

Acceptable use

Use Visera lawfully and only for its intended purpose. You agree not to misuse the service, and in particular you will not:

  • Upload content you have no right to process, or that infringes the rights of others.
  • Attempt to access accounts, systems, or data that are not yours.
  • Probe, scan, or test the security of the service without our written permission.
  • Interfere with or disrupt the integrity or performance of the service.
  • Resell or sublicense the service except as expressly permitted.

Subscriptions, billing & refunds

Paid plans are billed through Stripe on a recurring basis until you cancel. By subscribing, you authorize us to charge your payment method for the applicable fees, including taxes. Fees are stated at checkout and may change with notice for future billing periods.

You can cancel at any time, and your plan stays active through the end of the current billing period. Except where required by law, payments are non-refundable. If you believe you were charged in error, contact us and we will review it in good faith.

Intellectual property

The service, including its software, design, and content, is owned by [COMPANY] and protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable right to use the service under these terms. You keep all rights to the files and data you bring to the service.

Disclaimers

The service is provided “as is” and “as available,” without warranties of any kind, whether express or implied. Visera is a tool that helps you read and reconcile remittance data; it is not a substitute for professional billing, accounting, or legal judgment. You are responsible for verifying results before relying on them.

Limitation of liability

To the maximum extent permitted by law, [COMPANY] will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenues, or data. Our total liability for any claim arising out of or relating to the service is limited to the amount you paid us in the twelve months before the event giving rise to the claim.

Termination

You may stop using the service and close your account at any time. We may suspend or terminate your access if you breach these terms, create risk for us or other users, or fail to pay. On termination, your right to use the service ends, and the sections that by their nature should survive will survive.

Changes to these terms

We may update these terms from time to time. When we make material changes, we will post the updated terms and adjust the effective date above, and where appropriate we will notify you. Your continued use of the service after an update means you accept the revised terms.

Governing law

These terms are governed by the laws applicable at the registered address of [COMPANY], [ADDRESS], without regard to conflict-of-law rules. You agree to the exclusive jurisdiction of the courts located there for any dispute that cannot be resolved informally.